Consumer data agencies monitoring your information - KFDA - NewsChannel 10 / Amarillo News, Weather, Sports

Consumer data agencies monitoring your information

Amarillo, TX - You might need to worry about more than just a bad credit report when it comes to applying for housing or getting a new job.

There are three main credit reporting agencies out there, but there are also hundreds of other agencies tracking specialized information about you. They are called consumer data agencies.

The Consumer Financial Protection Bureau said these agencies keep tabs on lease violations, utility bill payments, insurance claim records and even the prescription medications you buy. They obtain the information from court files, banks, landlords, collection agencies and companies you have accounts with.

The bureau said the obtained information is legal, but you can dispute the shared information if it is not accurate. "If it is wrong on your credit report, it's very important to file a dispute," said Gail Hillebrand of the Consumer Financial Protection BuBureau,"And you can dispute an error on your credit report both with a credit reporting agency and with the creditor who provided that information."
Under the Fair Credit Reporting Act, the agencies are required to give you a free copy of your consumer report if a negative action is taken against you because of their information.

For a list of some of the agencies collecting data, click here.

  • Today's Local News HeadlinesToday's Local NewsMore>>

  • Learn more about nature and conservation as a Junior Ranger

    Learn more about nature and conservation as a Junior Ranger

    Thursday, March 23 2017 6:27 AM EDT2017-03-23 10:27:01 GMT
    Source: Texas Parks & WildlifeSource: Texas Parks & Wildlife

    Bring the kids out to Palo Duro Canyon to become Junior Rangers, it is a great summer activity for children who love nature and learning about conservation.

    Bring the kids out to Palo Duro Canyon to become Junior Rangers, it is a great summer activity for children who love nature and learning about conservation.

  • North Heights sees improvements from city, patrolmen

    North Heights sees improvements from city, patrolmen

    Wednesday, March 22 2017 11:55 PM EDT2017-03-23 03:55:41 GMT
    A student hugs Cpl. Hegwood outside Carver ECA / Source: KFDAA student hugs Cpl. Hegwood outside Carver ECA / Source: KFDA

    Residents of Amarillo's North Heights said their Community Improvement Plan has now started making positive changes in that neighborhood. Two neighborhood patrol officers have been stationed in North Heights since August, And the CIP went into affect in January. Now, residents and officers are working together to improve that community. Cpl. Clay Hegwood and Ofc. Daniel Smith have become familiar faces in North Heights.     "When we're out on our bike...

    Residents of Amarillo's North Heights said their Community Improvement Plan has now started making positive changes in that neighborhood. Two neighborhood patrol officers have been stationed in North Heights since August, And the CIP went into affect in January. Now, residents and officers are working together to improve that community. Cpl. Clay Hegwood and Ofc. Daniel Smith have become familiar faces in North Heights.     "When we're out on our bike...

  • BSA Hospice Building finds new life with Faith City Mission

    BSA Hospice Building finds new life with Faith City Mission

    Wednesday, March 22 2017 10:58 PM EDT2017-03-23 02:58:37 GMT

    The BSA Hospice Building was closed down last April and the hospital has been looking at options for it's use.

    The BSA Hospice Building was closed down last April and the hospital has been looking at options for it's use.

Powered by Frankly