Oak Creek Homes FAQ

What is a manufactured home?
Manufactured homes, are built in a factory. Each home conforms to the US government's Manufactured Home Construction and Safety Standards (HUD code), rather than to building codes enforced at the home's destination. Each home or segment of a home is labeled with a red tag that is the manufacturer's guarantee the home was built to conform to the HUD code. Oak Creek manufactured homes exceed HUD code construction requirements and are known for their quality and attention to finish detail. Each of our homes comes with a 7-Year Warranty - the strongest in the industry.

Are manufactured homes safe?
Oak Creek Homes built for the Gulf Coast are designed to withstand hurricane-force winds. As for fire, insurance company studies concluded that the chance of fire in a site-built home is twice that of today's manufactured home. Thanks to stringent building codes, safety inspection standards and anchoring requirements, an Oak Creek manufactured home may be the safest home you can buy.

Who will finance my manufactured home?
Financing a manufactured home is no more difficult than financing any other home. Personal property financing is readily available. Conventional, VA, FHA and other financing programs, with terms of up to 30 years, are available when a home is financed as real property. Lenders are active in financing manufactured homes because studies prove that the appreciation of these homes is comparable to the appreciation of site-built homes. Oak Creek Homes can help you with a number of financing options to fit your needs and budget.

What is a modular home?
Modular homes are built in sections in a factory setting, indoors, where they are never subjected to adverse weather conditions. The sections move through the factory, with the company's quality control department checking them after every step. Finished modules are covered for protection, then transported to your home site. They are placed on a pre-made foundation, joined, and completed.

Are modular homes and manufactured homes the same thing?
Mobile homes , now called manufactured homes , are built to conform to the same federal code, no matter where they will be delivered. That code is called the HUD code. A modular home conforms to the building codes that are required at the specific location it will be delivered to, and in many cases construction exceeds the required codes.

Click here for more answers to your frequently asked questions about manufactured and modular homes.